Stoic’s Guide to Investing

Stoic’s Guide to Investing

Years ago I had a teacher call me stoic.  I think he felt it was an insult, but it really didn’t phase me at all as I thought it relatively accurate, plus I don’t think he really understood the definition.  ...

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Mega Backdoor Roth IRA Video

Mega Backdoor Roth IRA Video

Here is a link to a video I did quickly explaining a Mega Backdoor Roth IRA.  It’s less than 3 minutes.

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19 Questions to Ask Your Financial Advisor

19 Questions to Ask Your Financial Advisor

Jason Zweig, columnist at the Wall Street Journal, wrote a column some time back about 19 questions you should ask your financial advisor, or potential advisor.  Below are his questions with his recommended answers in parentheses and my answers below.   ...

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4% Withdrawal Rule – How’s it Holding Up?

4% Withdrawal Rule – How’s it Holding Up?

The 4% rule has been a standard one in the industry for years.  In case you are not familiar with it the basic premise is you should be able to safely withdraw 4% from your 60/40 portfolio (60% equities and ...

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If I Saved a Client $1.3 Million, Is That Value?

If I Saved a Client $1.3 Million, Is That Value?

Like most people, I am not one who likes to bring attention to myself.  I certainly don’t like writing on topics that appear to be tooting my own horn.  However, I thought it was important to share this hypothetical story ...

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Tax Cuts, Not Tax Reform

Tax Cuts, Not Tax Reform

I figured before the proposed tax bill changed too much I should send out some commentary a day early.  Below are some quick nuggets from my reading on the proposed tax bill. This is NOT true tax reform. It is ...

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The Mega Backdoor Roth IRA

The Mega Backdoor Roth IRA

I’ve talked before about the Backdoor Roth.  Well, today I am stealing a Backdoor Roth on steroids concept nicknamed by the White Coat Investor – The Mega Backdoor Roth.  Before I jump into the details, please note this is designed ...

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I’m Not Sorry

I’m Not Sorry

There’s an expression in my industry around diversification.  It is along the lines of – “Having a client properly diversified means always having to say you’re sorry.”  The basic premise is not all asset classes move in the same direction, ...

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What’s a Good Financial Plan

What’s a Good Financial Plan

The question of what constitutes a quality financial plan is always a controversial topic in my industry.  I thought I would pull out my soapbox and share some quick personal opinions on financial plans.  Before I jump in, let me ...

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3rd Quarter Market Update

3rd Quarter Market Update

I haven’t done a market update in some time and since the 3rd quarter just ended I figured it was time to share some data.  In this case, I am not sharing any thoughts.  It’s just the facts!  Feel free ...

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